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'It is ridiculous to allow someone of his age to make payments without any checks being done.'When he is in gaming mode he can't be thinking about the money.You can't put all that responsibility on a young boy.'It is impossible to monitor everything your children do. They take advantage of vulnerable people.' A spokesman for Microsoft claimed that a parental control setting would have prevented Brendan from spending Dawn's money.Not everything online is evil, nor does danger lurk behind every new app that comes to market. Kids can hide any app they don’t want you to see, Teen Safe says.

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She entered her debit card details into the family Xbox to pay for Brendan's subscription to his favourite game.

However, Brendan repeatedly clicked on additions and extensions - racking up a £1082.52 debt to her account over six months.

Microsoft say they offer parental control accounts so parents like Dawn can monitor what their children are spending.

But Dawn wants her experience to be a lesson to other parents and blames Microsoft for making it 'too easy' for her son to spend the money.

She said: 'Brendan is 11 and knows his times tables but it was only when I explained to him that he realised how much money he had spent.'When I showed him he burst into tears.

He unplugged the Xbox and said he didn't want it anymore.'I haven't punished him because he feels bad enough and I know he won't do it again.

She said: 'When I put my card details in 18 months ago I thought it was just for his membership to play online with his friends.

'I work two jobs just to look after my family and pay the bills so I cannot afford all these extortionate charges.'A thousand pounds isn't that much to people like Bill Gates, but for a single mum it is a lot of money that I don't have.'The bank and Microsoft are blaming each other and no one is helping me.

"It's a key way teens are hiding their nude pictures from their parents," said Lewis.

Lewis says the best way to solve this situation is for parents to add their teen to their i Cloud account.

Even if your kid doesn't have the app and has no interest in reading super secret messages, she could unwittingly get involved: The app sends a Burn Note alert that she has a message waiting.

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